• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
CI Solutions Logo

CI Solutions

Northern VA Commercial Insurance Broker

703.988.3665 Make a Payment Apply Now
  • Commercial Insurance
    • Business Owner’s Policy
    • Crime
    • Cyber Liability
    • Defense Base Act (DBA)
    • Directors & Officers
    • Earthquake
    • EPLI
    • Errors & Omissions
    • Fiduciary Liability
    • Flood
    • General Liability
    • International Liability
    • Media Liability
    • Property
    • Special Events
    • Umbrella
  • Personal Insurance
    • Auto Insurance
    • Homeowners Insurance
    • Umbrella Insurance
  • Industries
    • Bar & Nightclub
    • Engineering
    • Government Contractor
    • Hospitality
    • Technology
    • Montessori & Private Schools
    • Nonprofit
    • Restaurant
    • Trade Associations
  • About
  • Blog
  • Contact
  • Apply For A Free Quote
  • 703.988.3665

General Liability Insurance

Home › Commercial Insurance › General Liability Insurance

All business owners bear the responsibility of paying certain costs. General liability insurance helps protect your company against unforeseen incidents. More specifically, this type of policy is designed to shield your organization from claims of property damage and bodily injury. Here is a close look at this type of insurance policy.

General Liability Insurance Coverage

A general liability policy will cover costs tied to claims of bodily injury or property damage, both of which can occur at any given point during routine business operations. General liability insurance can help pay for:

Woman who fell down stairs in front of a business

  • A customer’s medical bills if they slip and fall on your premises (these costs can be high if the injuries sustained are severe)
  • Legal fees if your business is ever sued
  • Costs to repair a wall that one of your employees accidentally damaged while working offsite (e.g. at a client’s home)
  • Judgements and settlements following a customer’s lawsuit



Some general liability policies also cover claims related to advertising injuries (e.g. copyright infringement from business ads), reputational harm (resulting from defamation, malicious prosecution, or wrongful eviction), or damage to rented property caused by named perils such as lightning, fire, or an explosion.

How Much Does General Liability Cost?

The cost of a general liability insurance policy typically depends on several factors, including:

  • Your type of business (some industries carry higher risk than others, such as accounting)
  • Location
  • Your business’s size
  • Years of experience
  • Building condition
  • Policy limits and deductibles
  • Claims history

Is General Liability Insurance Required By Law?

It is required by law in some situations, such as restaurants that have outdoor seating on city property, almost all landlords, or vendors.

Reduce Risks By Implementing Safety Training

Restaurant  with General liability insuranceYou can significantly reduce the risk of injuries and property damage by introducing all of your employees to safety training related to equipment use, transportation, and handling hazardous substances.

Additionally, certain insurers may allow you to combine your general liability policy with other types of coverage, such as excess liability insurance, errors & omissions insurance and directors & officers insurance. This can potentially allow you to save money on your insurance policy.

Speak To The Experienced Group Of Commercial Insurance Brokers

Reach out to the experienced commercial insurance brokers at CI Solutions to learn more about the many benefits of liability insurance. We are an independent Northern Virginia commercial insurance brokerage that works with top-rated carriers to provide comprehensive commercial insurance policies to clients from a wide range of backgrounds.

Regardless of your needs and budget, we will always thoroughly explain policy coverage and help you resolve your claims efficiently. Call CI Solutions today at 703.988.3665 or contact us online for more information on our general liability insurance policies.

Primary Sidebar

Contact Us

  • This field is for validation purposes and should be left unchanged.

Commercial Insurance Products

  • Abuse & Molestation
  • Business Owner’s
  • Commercial Crime
  • Cyber Liability
  • Defense Base Act
  • Directors & Officers
  • Earthquake
  • EPLI
  • Errors & Omissions
  • Fiduciary Liability
  • Flood
  • General Liability
  • International Liability
  • Media Liability
  • Property
  • Special Events
  • Umbrella

Commercial Insurance Locations

  • Commercial Insurance California
  • Commercial Insurance Los Angeles
  • Commercial Insurance Virginia

Footer

CI Solutions Logo
11325 Random Hills Rd. Suite 360 Fairfax, VA 22030
703.988.3665
info@cisolutionsdc.com

Link to company Facebook page

Link to company LinkedIn page

Commercial Insurance

  • Abuse & Molestation
  • Business Owner’s
  • Commercial Crime
  • Cyber Liability
  • Defense Base Act
  • Directors & Officers
  • Earthquake
  • EPLI
  • Errors & Omissions
  • Fiduciary Liability
  • Flood
  • General Liability
  • International Liability
  • Media Liability
  • Property
  • Special Events
  • Umbrella

Industries Supported

  • Bar & Nightclub
  • Engineering
  • Government Contractor
  • Hospitality
  • Technology
  • Private Schools
  • Nonprofit
  • Restaurant
  • Trade Association Insurance

Personal Insurance

  • Auto
  • Homeowners
  • Umbrella

© 2025 CI Solutions · Powered by 321 Web Marketing · Website Privacy Policy & Terms of Use